General information only
Content on this website is educational and general. It describes how insurance appraisal commonly works, but your policy’s wording controls. Read your policy and its endorsements.
Not legal advice, not a public adjuster
Massachusetts Insurance Appraiser provides appraisal, estimating and umpire services. We are not attorneys, don’t give legal advice, and don’t act as public adjusters or negotiate claims outside the appraisal process.
No guarantee of results
Every claim is different. Example figures on this site are illustrative and are not results for any client. No appraiser can guarantee an award.
Deadlines
Policies contain deadlines for notice, proof of loss, depreciation recovery and lawsuits. Nothing on this site extends or changes them. If a deadline is near, consult a Massachusetts attorney promptly.
Photographs
Photos are royalty-free stock and public-domain images used for illustration. They don’t show our clients’ properties.
Third-party references
References to laws, agencies and storms are for context. Check current law and facts with official sources such as the Massachusetts Division of Insurance.