MassachusettsInsurance Appraiser

Statewide coverage

Insurance Appraisal in All 14 Massachusetts Counties

We work in all 351 cities and towns — from the New York line to Provincetown. These pages cover the communities where we’re called most often.

Regions

How claims differ across the state

The same policy language plays out very differently in a Back Bay condo, a Worcester triple-decker and a Truro cottage.

Boston · Cambridge · Quincy

Greater Boston

  • Nor’easters
  • Ice dams
  • Condo losses
  • Coastal flooding

Dense triple-deckers, brownstones and condo associations mean one storm can touch dozens of owners — and a master policy, an HO-6 and a unit owner’s own claim all at once.

Salem · Lowell · Gloucester

North Shore & Merrimack Valley

  • Wind-driven rain
  • Mill-building losses
  • Frozen pipes
  • Tree fall

Federal-era homes in Salem, converted mill lofts in Lowell and Lawrence, and exposed coastline from Lynn to Rockport each bring their own estimating quirks.

Plymouth · Brockton · New Bedford

South Shore & South Coast

  • Storm surge
  • Roof wind damage
  • Flood vs. wind
  • Triple-decker fires

The March 2018 nor’easters showed how fast surge and wind can hit Quincy, Scituate and Marshfield. Further south, New Bedford’s hurricane barrier protects the harbor but not every street.

Barnstable · Falmouth · Nantucket

Cape Cod & the Islands

  • Hurricane deductibles
  • Salt-air wear
  • Cedar shingles
  • Seasonal-home leaks

Percentage hurricane deductibles, FAIR Plan policies and seasonal homes that sit empty for months make Cape and Islands claims a category of their own.

Worcester · Fitchburg · Framingham

Central Massachusetts

  • Ice storms
  • Snow load
  • Tornadoes
  • Fallen hardwoods

Higher elevations collect heavier snow and ice. The December 2008 ice storm and the 1953 Worcester tornado are reminders that inland claims can be just as severe.

Springfield · Northampton · Pittsfield

Pioneer Valley & the Berkshires

  • Tornadoes
  • River flooding
  • Hail
  • Barn & outbuilding damage

The June 2011 tornado cut from Westfield through Springfield to Brimfield, and Tropical Storm Irene flooded Berkshire and Franklin County river towns the same summer.

Don’t see your town?

We cover every Massachusetts county. Call and tell us where the property is.

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